(no subject)

[rootofnewt]

Just out of curiousity...

is there anyone reading this who is a full-time employee of a company (or knows of a person who is) and, as such, received in their benefits package full health insurance coverage *without paying any premiums*? In other words, are there actually companies which pay employees' entire insurance premium costs?

I've never encountered this before and one person in a community is insisting that it's actually very widespread in the US, and common in fields like high tech (zir words, not mine).

So, educate me.

Comments

[queensheba.livejournal.com]

I've never encountered that. I'm not sure why a company would want to do that - it would be in their best interests to pay part and have the employee pay part. That way they can say they offer health insurance, but since they don't have to absorb the total costs, they can afford to pay their employees better salaries, etc.

I just got my benefits package today, and it lists the 5 health insurance options our hospital offers, and with each one there's the cost in two columns - one is the fraction the hospital pays, and one is the fraction you pay.

[firinel.livejournal.com]

hey don't have to absorb the total costs, they can afford to pay their employees better salaries

The 'better salary' is just a pretense, though, then, isn't it? Say, for example, that health insurance costs the employee $5,000. If the employee gets paid $45,000 and doesn't have to pay the premiums, that's the same as an employee getting paid $50,000 and having to pay the premiums.

[queensheba.livejournal.com]

Right, it's a semantics thing - you're getting the same actual financial benefit either way it's just a different way of saying it.